Scheme information

On the front of your member benefit statement you receive every year, it tells you what part of ElectricSuper you are in.

ElectricSuper is organised in four parts (known as Divisions). These each have different benefits based on different rules.

This is important as it affects what you can get from ElectricSuper in exchange for what you put in. What applies to one part often doesn’t apply to others (though it may).

Which part of ElectricSuper you are in depends on when you joined the electricity industry and other factors.

ElectricSuper divisions are referred to by the following names:

• Division 2 or the Lump Sum Scheme – most people who joined between 1988 and 1999
• Division 3 or the Pension Scheme – many people who joined before 1988
• Division 4 or the RG Scheme – the others who joined before 1988
• Division 5 or the Accumulation Scheme – anyone who has joined since privatisation and others who joined before 2000

The member booklet which sets out the features of each Division can be downloaded from the
Forms & publications section of this website.

ElectricSuper can provide you with further information on our operations as well as answering your general questions. Information available on request includes a copy of:

• ElectricSuper’s Trust Deed
• Relevant extracts from ElectricSuper’s Rules
• The latest audited ElectricSuper accounts and Annual Report, and
• ElectricSuper’s enquiries and complaints procedure.

All of the above documents can be inspected at the ElectricSuper office during normal business hours by appointment.