Changing your insurance when your life changes

As a Division 5 (Accumulation) member, you can apply to increase your insurance without providing health information when you go through certain life events.

Watch our quick video to learn more.

(49 seconds)

Watch now

Getting married and starting a family

With a little planning, you and your spouse can set goals and work towards them. Find out more about the part your super can play.

Read more

When you take a break from work...

Starting a family: article

Learn more about the impact that taking a break from paid employment to care for your kids can have on a family’s super at retirement – and what you can do about it.

Taking a break from work: article

People take breaks from work for reasons other than to raise a family. This can obviously also have an impact on your final super balance. Read more.

Forms and other resources

Here are some resources that might be helpful as your relationship and family status changes.

Want to access our other forms, pages and calculators? See the Resources/Forms page.

Change your insurance when your life changes form

Use this form to apply to increase your insurance when you go through one of the special life events

Binding death benefit nomination form

Nominate who should receive your super if you die.

Who will receive your super: article

Read more about the importance of nominating the beneficiary (or beneficiaries) who will receive your super if you die

Nominating a beneficiary (video)

Watch to learn how and why making a beneficiary nomination could help give you peace of mind.

(1:35 minutes)

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