Retirement booklet

Our Preparing for Retirement booklet covers every aspect of retirement.

Have a read to learn more about all aspects of planning for your retirement, including the different ways you can access your super money as a regular income in retirement.


What is an Income Stream?

Find out what an ‘income stream’ actually is and how it works

See your super

Use our calculator to see how your super will last through your retirement. You can adjust variables, like your annual income in retirement, or your age at retirement to see what difference this could make for you.

Use the calculator

Transition to Retirement

Depending on your situation, you may use an income stream to support you financially as you transition into retirement. Watch our video to learn more about transition to retirement.

(1:03 minutes)

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Lifetime transfer balance cap

The Federal Government sets an upper limit on the amount you can move into the retirement phase of super.

(1:55 minutes)

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Your investment choice in retirement

You have the flexibility of making a choice for your investments in your Income Stream when you retire.

(1:15 minutes)

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Who gets your super if you die?

You might be surprised to discover that your super might not be automatically paid to the person you expect if you die. It might not go automatically to your spouse, nor even to your estate.

However, you can nominate who you want to receive your super if you die. It could give you and your loved ones some piece of mind.

Forms and page links

Here are some of the forms and other resources that might be useful when looking to access your super

Want to access our other forms, pages and calculators? See the Resources/Forms page.

Benefit payment form

To access some or all of your super, use the Benefit Payment form

Proof of Identity

When you access your super, you will need to provide proof of your identity. This webpage provides information about what’s required.

Update your beneficiary

If you want to nominate a beneficiary for your super, use this form

Nominate a reversionary beneficiary

If you have an Income Stream, you can nominate your spouse to continue to receive your regular payments after you die.

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